Test & Certification

ArthShikshan Financial Literacy program offers a test and certification to assess your subject knowledge and get certified for the same. certification programs can be an investment of time and resources, they help to provide recognition for your knowledge or skill set, which can be a significant benefit when it comes to get new project , job or client.

ArthShikshan offers three levels of certification program –

1. Financial Literacy – Beginners Level
2. Financial Digital Literacy – Intermediate Level
3. Financial Literacy – Advance Level ( Coming Soon..)

Financial Literacy – Beginner level – Curriculum Topic wise

Beginners Level mainly focus on basic concepts of Financial Literacy which is required at every step

1) Financial Management
2) Savings
3) Basic Banking
4) Loan
5) Insurance
6) KYC

In order to prepare yourself for Test/Assessment for certification , Please try to read about the same or refer below video links level wise to get brief knowledge about the subject. Please note video contents are in self-explanatory mode.

Financial Digital Literacy – Intermediate Level – Curriculum Topic wise

Intermediate Level mainly focuses on digital financial literacy which is very important in today’s time to carry out all banking operations and payments for services and goods in digital mode.

1. ATM & Debit Card
2. Net Banking – Online Banking
3. Digital Payments
• RTGS
• NEFT
• IMPS
• UPI
• Mobile Wallet
• AEPS
• USSD
4. Credit Cards

Please note ArthShikshan platform provides a simulator platform to get hands on experience on net banking and other digital operations. Please check it out before you take the intermediate level test.

In order to prepare yourself for Test/Assessment for certification, please try to read about the same or refer below video links level wise to get brief knowledge about the subject. Please note video contents are in self-explanatory mode.

Financial Digital Literacy – Advanced Level

The Advanced Level curriculum is designed to equip learners with in-depth financial knowledge essential for making informed decisions and taking the right actions in today’s complex financial landscape.

1. Salary and its Components
   • Understanding a Salary Slip – structure and breakdown
   • Employee Provident Fund (EPF) – rules, benefits, and contributions
   • Gratuity – eligibility, calculation, and importance
2. Taxation
   • Overview of Income Tax and its relevance
   • Income Tax calculations with practical examples
   • Income Tax Return (ITR) filing process
   • Goods & Services Tax (GST) – introduction and key points
3. Investments
   • Stock Market Investments – basics, risks, and returns
   • Mutual Funds – types, benefits, and strategies
   • Real Estate Investments – considerations, pros, and cons

 
Preparing for Certification Assessment
To get ready for the test/assessment for certification, we recommend:
Reading about each topic in detail
Referring to the video links provided (level-wise) for a quick, self-paced understanding of the subject matter
Note: All video content is presented in a self-explanatory format for ease of learning.